Insights & Action Steps from the TechGyan × Microsoft Industry Podcast
Hosted by Suresh Ramani | Featuring Divya Oberoi, Microsoft India
The Insurance Industry’s Reality Check
IRDAI’s strengthened Cybersecurity, Fraud Risk, Governance and Data Protection requirements become fully enforceable from April 2026.
Most insurers and intermediaries are not ready.
And when the deadline hits, regulators won’t accept:
“We’re working on it…”
“We planned to upgrade…”
“Our teams are evaluating tools…”
If your controls, reporting, documentation and incident workflows aren’t in place, you’ll fail audits and it will hurt.
Our recent TechGyan live podcast with Divya Oberoi (Security & Industry Expert, Microsoft India) brought this into sharp focus: April is not a suggestion. It is a regulatory line in the sand.
What’s Changing Under IRDAI
The podcast decoded the biggest shifts insurers must internalize:
1. Governance & Accountability is Non-Negotiable
IRDAI wants clear ownership of cybersecurity, fraud prevention, and incident response.
No more scattered responsibility.
2. Mandatory, TimeBound Incident Reporting
Delayed reporting will now attract scrutiny and consequences.
3. Continuous Risk & Vulnerability Assessments
Annual audits are not enough.
Cyber risk has to become an always on discipline.
4. Integration of Cybersecurity with Enterprise Risk Management
Boards must understand risk posture, not just IT teams.
These are not cosmetic updates—they fundamentally change how insurers must operate.
Why April 2026 Is a Hard Deadline
The industry often underestimates regulatory timelines.
Here’s the uncomfortable truth:
If you start in Q1 2026, you are already late.
IRDAI expects:
- Updated policies
- Updated controls
- Evidence of implementation
- Evidence of monitoring
- Evidence of employee awareness
- Evidence of incident handling workflows
This takes months, not weeks.
You cannot “paper-compliance” your way through this.
Podcast Highlights & Video Clips
Short video clips and key moments from the podcast will be shared via our video playlist, making it easy to catch up on expert insights and actionable recommendations. Click here
This podcast is part of TechGyan’s ongoing effort to help regulated industries translate compliance into practical, scalable security strategies. Building on discussions around SEBI and now IRDAI, we will continue to host expert‑led sessions focused on:
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Regulatory readiness
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Cyber resilience frameworks
- Microsoft‑powered security and compliance solutions
Stay connected with TechGyan to join upcoming events and access expert guidance tailored for the insurance and financial services ecosystem.
For organizations looking to assess their IRDAI compliance readiness or explore Microsoft‑based security solutions, connect with the TechGyan team today.